HDB to Private — Free Consultation

Buy Private using

ONLY HDB Proceeds.

Find out exactly how you can upgrade to Private without touching your savings — and whether it makes financial sense for your family.

Upgrade your lifestyle. Invest in your future.

Free · 45–60 min · Zoom or face to face

What you'll get:

Your HDB valuation and how much cash you can unlock after CPF refund and outstanding loan
Your real affordability — max loan, downpayment needed, and what your monthly payments look like
Which upgrade route makes sense for you — decoupling, simultaneous buy-sell, or phased approach
Whether now is the right time, or what milestones to hit before you're ready to make the move

GET MY FREE CALCULATION →

What clients are saying

Real families. Real upgrades.

Hisyam & Sabrina

HDB owners · Upgraders

★★★★★

HDB → Private Condo

Haikal & Lin

HDB owners · Upgraders

★★★★★

"Working with Hakim was such a reassuring experience. He was incredibly efficient, always prompt in his responses, and consistently kept things moving without us having to chase for updates. What stood out most was his ability to think out of the box and offer creative solutions to challenges we faced, which made the entire process feel much smoother and less stressful."

HDB → Private Condo

Mohd & Nura

Condo owners · Upgraders

★★★★★

Condo → Condo Upgrade

FIND OUT IF YOU CAN UPGRADE →

Free consultation

Let's look at your numbers.

Free. No obligation. Just a conversation that could change how you see your property options.

Full name *

Phone number *

Combined household income *

Postal code *

What is your current property? *

When are you ready to make a move? *

Expect a response within 12 hours

100% free · No obligation · Your details are kept private

The information shared on this page and during any consultation is solely the personal opinion of Hakim Halim and does not represent the views or position of PropNex Realty Pte Ltd. Past property transactions and client outcomes referenced are not guarantees of future results. Individual results may vary based on personal financial circumstances. This is not financial advice. Please conduct your own due diligence before making any property decisions. Hakim Halim · CEA Reg No. R063000H · PropNex Realty Pte Ltd · CEA Licence No. L3008022J